Plattsburgh Home For Sale – 20 Monty Street

If you are looking to purchase a home in Plattsburgh NY, look no further. This property has it all and has been completely remodeled. Nestled in a quiet sought after neighborhood in the city of […]

Plattsburgh Inspection

Home Inspection Red Flags

So you have found the home of your dreams. It fits your vision and lifestyle, and you are pre-approved to expedite the purchase. It is an exciting time, becoming a homeowner. One of the first […]

The Cost of Waiting

Interest Rates Won’t be This Low for Long Waiting to buy a house could be costing you money. Homeownership has significant financial benefits, and yet, for the first time in 50 years, we have more […]

Credit Score

Credit Scores Could Rise Next Month!

Starting next month, you might notice a boost to your credit score. Here’s what you need to know. Credit Score: What’s Changing? Beginning today, the three major credit bureaus – Experian, Equifax and TransUnion – […]

Mortgage pre-approval

How Long Does it Take to Close a Mortgage Loan?

  This is such a common question, I decided to write this article to help any potential home buyers. It is very common to have a new consultation scheduled with a an upset borrower because […]

Mortgage Advisor

Mortgage “Advisors”

More and more loan officers are presenting themselves as “trusted mortgage advisor” and “mortgage planners.” Unfortunately, there are no standards in the industry for these terms. Disregarding titles, it is important for anyone making this […]

Mortgage Application

The Perfect Mortgage Application

The media has it all wrong – securing mortgagea approval and satisfying credit underwriting guidelines are not the difficulties plaguing mortgage consumers. It’s in meeting the rigorous documentation requirements in the mortgage application that most […]

Mortgage Insurance / PMI

What is mortgage insurance? Mortgage insurance / PMI is offered by either the government or private insurance companies to enable lenders to offer smaller downpayments on loans. Before mortgage insurance existed, many had to pay […]

Should I Pay a Point?

Shopping for a mortgage can be very complex for the general consumer. There are several factors which can affect the decision of whether to contract for a particular type of mortgage. These factors include but […]