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Mortgage Closing

What to Expect at a Mortgage Closing

The mortgage closing is the last step in the fun process of buying a home. You worked with Bank of England to get pre-approved for a loan, and you found your dream home. You negotiated over the […]

We Specialize in First Time Homebuyer Programs!

Over the last 16 years I have found areas of the mortgage business I enjoy and some aspects of the business that I dread. One of the most enjoyable experiences is financing a first time […]

Should You Borrow From a 401k to Purchase a Home?

In Clinton County, NY, “saving for a downpayment” is often cited as the number one obstacle to owning a home. Sure, some households manage to put money aside each month into savings, but with each […]

Common FHA appraisal Issues and how to fix them

From the low down-payment to the flexible property requirements, FHA loans are a very popular choice in Plattsburgh, NY.  From millennials to investor’s, a loan through the Federal housing authority is a great option to […]

VA Home Loan

VA Home Loans – No Down Payment Required

U.S Veterans have access to one of the best Plattsburgh Home loan options.  It offers Guaranteed home loans to all eligible service members.  While many are aware of this, normally called the “GI Bill” or […]

Mortgage Professional

Carefully Choose A Mortgage Professional

The mortgage industry is a complex business. We play the role of financial advisor, CPA, credit specialist, mortgage professional, and even a lawyer (in a limited legal capacity of course). Serving the real estate community […]

The Tax Benefits of owning a home

The benefits of owning a home are numerous, from the freedom to paint your walls, having a big yard, the garage and not hearing your neighbors come home every night at 2am.  One of the […]

Acronyms to Know When Buying a Home

Buying a home can be a stressful event.  From the mountain of paperwork to the New Lingo your Plattsburgh mortgage Lender is using to explain your mortgage and terms.  Although here at the Plattsburgh Mortgage […]

DO NOT INCUR ANY NEW DEBT DURING THE LOAN PROCESS

This May Go without Saying but it does Need Repeating! It is imperative that when you are in the process of obtaining a Plattsburgh home loan that you do not incur new debt. It is even better […]

Refinance Plattsburgh Mortgage

Should You Refinance Your Mortgage?

If you’ve been thinking about refinancing your home, now might be a good time to give Plattsburgh Mortgage a call. 30-year, fixed rate mortgages are currently averaging well below 4% APR, down five-eighths of a […]