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Credit Score

Credit Scores Could Rise Next Month!

Starting next month, you might notice a boost to your credit score. Here’s what you need to know. Credit Score: What’s Changing? Beginning today, the three major credit bureaus – Experian, Equifax and TransUnion – […]

Mortgage pre-approval

How Long Does it Take to Close a Mortgage Loan?

  This is such a common question, I decided to write this article to help any potential home buyers. It is very common to have a new consultation scheduled with a an upset borrower because […]

Mortgage Advisor

Mortgage “Advisors”

More and more loan officers are presenting themselves as “trusted mortgage advisor” and “mortgage planners.” Unfortunately, there are no standards in the industry for these terms. Disregarding titles, it is important for anyone making this […]

Mortgage Application

The Perfect Mortgage Application

The media has it all wrong – securing mortgagea approval and satisfying credit underwriting guidelines are not the difficulties plaguing mortgage consumers. It’s in meeting the rigorous documentation requirements in the mortgage application that most […]

Are you VA Loan Eligible?

Check your VA Loan Eligibility for free U.S Veterans have access to arguably one of the nations best home loan options.  The VA home loan also called the “GI Bill” or “Montgomery Bill” is guaranteed […]

Pre-qualification vs Pre-approval

Pre-qualification vs Pre-approval are terms used in home finance to determine how qualified a borrower is. Many applicants I have met with believe the two terms to be synonymous when nothing could be further from […]

First-Time Home Buyers

This might be your first time, but you are off to a great start. Our site is tailored to first-time home buyers with education in mind. Most online sites  never discuss the basics and initial […]

The Four Elements of Home Financing

With all the complexity surrounding home loans, it is helpful to understand what a bank looks at while approving your loan. There are 4 key elements to a mortgage approval. Credit Your credit report helps […]

Tax Refund Real Estate

Using a Tax Refund as a Down Payment

Its tax time and the weather is getting warmer. It won’t be long and the birds will be chirping and real estate listing will be falling from the sky! Spring is always a busy time […]