The Four Elements of Home Financing

With all the complexity surrounding home loans, it is helpful to understand what a bank looks at while approving your loan. There are 4 key elements to a mortgage approval. Credit Your credit report helps […]

Tax Refund Real Estate

Using a Tax Refund as a Down Payment

Its tax time and the weather is getting warmer. It won’t be long and the birds will be chirping and real estate listing will be falling from the sky! Spring is always a busy time […]

Everything you need to know about a USDA Home Loan

USDA Loans AKA the No Money Down Home Loan Most people think about farmlands or pasture when they hear about a loan backed by the U.S Department of Agriculture.  That’s understandable since when most people […]

How does a Credit Pull Impact my credit score

Will My Fico Score Drop If I apply for new Credit? If your FICO Scores change, they probably won’t drop much. If you apply for several credit cards within a short period of time, multiple […]

Mortgage Documents

What Documents Do I Need to Get a Home Loan?

Mortgage lenders require paperwork that verifies every facet of your financial life: income, debts, assets and more. It may seem overwhelming at some points during the loan process. Do not get discouraged in your journey […]