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How does a Credit Pull Impact my credit score

Will My Fico Score Drop If I apply for new Credit? If your FICO Scores change, they probably won’t drop much. If you apply for several credit cards within a short period of time, multiple […]

Mortgage Documents

What Documents Do I Need to Get a Home Loan?

Mortgage lenders require paperwork that verifies every facet of your financial life: income, debts, assets and more. It may seem overwhelming at some points during the loan process. Do not get discouraged in your journey […]

The Huge Risk you take by waving a home Inspection

In today’s hot market it seems like the day a listing hit’s it is under contract, this is especially true in Plattsburgh, NY market.  Some buyer’s may be tempted to try and make there offer […]

Closing on Your Plattsburgh Home

Once you find the house you want, you need to move quickly to make your bid. If you’re working with a buyer’s broker, then get advice from him or her on an initial offer. If […]

What is Title Insurance?

Title insurance is a policy which protects you from unanticipated claims that could cause you to lose your home. Title insurance is protection against historical mistakes and fraud committed with respect to your Plattsburgh home. […]

Mortgage Closing

What to Expect at a Mortgage Closing

The mortgage closing is the last step in the fun process of buying a home. You worked with Bank of England to get pre-approved for a loan, and you found your dream home. You negotiated over the […]

We Specialize in First Time Homebuyer Programs!

Over the last 16 years I have found areas of the mortgage business I enjoy and some aspects of the business that I dread. One of the most enjoyable experiences is financing a first time […]

Should You Borrow From a 401k to Purchase a Home?

In Clinton County, NY, “saving for a downpayment” is often cited as the number one obstacle to owning a home. Sure, some households manage to put money aside each month into savings, but with each […]