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Mortgage Documents

What Documents Do I Need to Get a Home Loan?

Mortgage lenders require paperwork that verifies every facet of your financial life: income, debts, assets and more. It may seem overwhelming at some points during the loan process. Do not get discouraged in your journey […]

Refinance Your Mortgage

What is a Refinance

What does it mean to refinance? If you’ve never experienced a refinance before, it might seem a little confusing.  In it simplest terms, to refinance your home means you replace the mortgage you have with a […]

DO NOT INCUR ANY NEW DEBT DURING THE LOAN PROCESS

This May Go without Saying but it does Need Repeating! It is imperative that when you are in the process of obtaining a Plattsburgh home loan that you do not incur new debt. It is even better […]

Refinance Plattsburgh Mortgage

Should You Refinance Your Mortgage?

If you’ve been thinking about refinancing your home, now might be a good time to give Plattsburgh Mortgage a call. 30-year, fixed rate mortgages are currently averaging well below 4% APR, down five-eighths of a […]

What to do if you are Turned Down for a Mortgage

by Ken Watson, dailymortgageadvisor.com September 23 05:45 AM If you have been declined for a mortgage, you may think that buying that new home is out of reach. However, there are ways to turn a […]

Title Insurance Explained

THREE TYPES OF INSURANCE FOR HOMEOWNERS Insurance is protection against loss and, as a homeowner, there are specific insurance policies you may want to consider. The first insurance policy a homeowner should consider is hazard […]

FHA VS Conventional Mortgage

FHA vs Conventional mortgages have different advantages and disadvantages. Mortgage lenders have reduced minimum credit score requirements for the FHA’s popular 3.5% downpayment loan; and, Fannie Mae and Freddie Mac have re-introduced a popular 3% […]

Mortgage Process - Documents needed to obtain a mortgage - FHA vs Conventional

Simplify the Mortgage Process

As a first­-time home-buyer, the home buying mortgage process can be intimidating and stressful. This is brand new territory for you. And since you don’t know what to expect, you might not realize how slow […]

Mortgage Rates

Today’s Mortgage Rates

When applying for a mortgage, interest rates are always the first inquiry. While the importance of interest rates on your mortgage payment are important, other factors also contribute to the mortgage payment that many Plattsburgh […]

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