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Credit Score

Credit Scores Could Rise Next Month!

Starting next month, you might notice a boost to your credit score. Here’s what you need to know. Credit Score: What’s Changing? Beginning today, the three major credit bureaus – Experian, Equifax and TransUnion – […]

Mortgage pre-approval

How Long Does it Take to Close a Mortgage Loan?

  This is such a common question, I decided to write this article to help any potential home buyers. It is very common to have a new consultation scheduled with a an upset borrower because […]

Mortgage Advisor

Mortgage “Advisors”

More and more loan officers are presenting themselves as “trusted mortgage advisor” and “mortgage planners.” Unfortunately, there are no standards in the industry for these terms. Disregarding titles, it is important for anyone making this […]

The Four Elements of Home Financing

With all the complexity surrounding home loans, it is helpful to understand what a bank looks at while approving your loan. There are 4 key elements to a mortgage approval. Credit Your credit report helps […]

Mortgage Documents

What Documents Do I Need to Get a Home Loan?

Mortgage lenders require paperwork that verifies every facet of your financial life: income, debts, assets and more. It may seem overwhelming at some points during the loan process. Do not get discouraged in your journey […]

Refinance Your Mortgage

What is a Refinance

What does it mean to refinance? If you’ve never experienced a refinance before, it might seem a little confusing.  In it simplest terms, to refinance your home means you replace the mortgage you have with a […]

DO NOT INCUR ANY NEW DEBT DURING THE LOAN PROCESS

This May Go without Saying but it does Need Repeating! It is imperative that when you are in the process of obtaining a Plattsburgh home loan that you do not incur new debt. It is even better […]

Refinance Plattsburgh Mortgage

Should You Refinance Your Mortgage?

If you’ve been thinking about refinancing your home, now might be a good time to give Plattsburgh Mortgage a call. 30-year, fixed rate mortgages are currently averaging well below 4% APR, down five-eighths of a […]