The Four Elements of Home Financing

With all the complexity surrounding home loans, it is helpful to understand what a bank looks at while approving your loan. There are 4 key elements to a mortgage approval. Credit Your credit report helps […]

Mortgage Documents

What Documents Do I Need to Get a Home Loan?

Mortgage lenders require paperwork that verifies every facet of your financial life: income, debts, assets and more. It may seem overwhelming at some points during the loan process. Do not get discouraged in your journey […]

Refinance Your Mortgage

What is a Refinance

What does it mean to refinance? If you’ve never experienced a refinance before, it might seem a little confusing.  In it simplest terms, to refinance your home means you replace the mortgage you have with a […]


This May Go without Saying but it does Need Repeating! It is imperative that when you are in the process of obtaining a Plattsburgh home loan that you do not incur new debt. It is even better […]

Refinance Plattsburgh Mortgage

Should You Refinance Your Mortgage?

If you’ve been thinking about refinancing your home, now might be a good time to give Plattsburgh Mortgage a call. 30-year, fixed rate mortgages are currently averaging well below 4% APR, down five-eighths of a […]

What to do if you are Turned Down for a Mortgage

by Ken Watson, dailymortgageadvisor.com September 23 05:45 AM If you have been declined for a mortgage, you may think that buying that new home is out of reach. However, there are ways to turn a […]

Title Insurance Explained

THREE TYPES OF INSURANCE FOR HOMEOWNERS Insurance is protection against loss and, as a homeowner, there are specific insurance policies you may want to consider. The first insurance policy a homeowner should consider is hazard […]

FHA VS Conventional Mortgage

FHA vs Conventional mortgages have different advantages and disadvantages. Mortgage lenders have reduced minimum credit score requirements for the FHA’s popular 3.5% downpayment loan; and, Fannie Mae and Freddie Mac have re-introduced a popular 3% […]