Purchasing a home in Clinton County offers great opportunity. In Plattsburgh NY real estate has consistently increased in value and interest rate are still extremely low.
One of the biggest concerns many first time home buyers have is howuch money is needed for a down payment. In 2017 there are many loan programs that offer no money down. USDA, VA, and even FHA home loans can be structured with no money down.
USDA home loans is the most popular no money down home loan. USDA offers low interest rates, flexible lending guidelines, and offers fixed rate mortgages leaving no worry about your payment increasing in the future.
If you are a Veteran, you can take advantage of the VA home loan program and get a low interest rate, no money down, and zero monthly mortgage insurance.
FHA is another program that requires very little down and if you take advantage of a down payment assistance program, you could purchase a home with money down.
Give our mortgage professionals a call today and learn what option works best for you.